A Guide to: Everyone’s Banking Platform: Compliance as a Driver of Banking Performance.

The recent collapse of several US banks, including Silicon Valley Bank, Signature Bank, and First Republic Bank, has sent shockwaves through the financial industry, creating acres of press coverage, speculation, and fear. These failures are stark reminders of the critical importance of robust treasury and risk management practices.

Across the globe, traditional banks have average cost-income ratios of 55-60%, whereas the new digital-only challenger banks aspire to get below 30%.